Benefits of a Public Utility

  The Benefits of a public utility national health care program

* Bring joy back to the practice of medicine

* Provide health care to 37 million uninsured Americans
  (Nobody turned away from doctor's offices or hospitals)

* Efficiencies of size and good management.
    (1000 different health plans in America)

* No more need for major medical, or catastropic, insurance

* No duplication of actuarial staffs
* No duplication of claims forms
* No duplication of claims staffs
* No duplication of auditing staffs

* No duplication of work-ups
  (A  patient's medical history could be encoded on a  mag-
        netic card for use anywhere in the country)

* No sales force, advertising, or sales commissions

* Paperwork reduction

* Automated data processing auditing checks to catch fraud

* Elimination  of  claims  clerks  in  physicians' office  &           
       hospitals
* Elimination of bad debts for hospitals
* Elimination of multiple insurance policies to cover  exclu-
    sion clauses.
* Elimination of double coverage premium expense for employed
husband and wives in attempting to cover exclusion clauses.
* Elimination of coordination of benefits and attendant  work
    generated.
* Elimination of deductibles and co-insurance  concept,  and
    attendant work generated.
*  Elimination of 80%/20% co-insurance,  with annual  out-of-
    pocket maximums per policy or person.
* Elimination of maximum allowance coverages
* Elimination of cancellation of policies,  or need to prove
   good health for reinstatement of same.
* Elimination of participating/non-participating physicians/
  hospitals.    (now you're covered, now you're not)
* Elimination of exclusions.
* Elimination of quarrels over coverage
* Elimination of medical coverage premiums on auto policies
* Elimination of litigation and expense of medical costs from
     accidents.
* Elimination of federal,  state and other government depart-
    ments administrating medicare and medicaid programs.


* No exclusions. Prenatal to grave care for all Americans.

* Healthier America

* No more ad hoc fund-raising for families bankrupted by
    catastrophic illnesses or accidents