Current British Program   '89 5.8% GDP

*  Doctors assigned a certain number of patients

*  Doctors paid a flat salary

*  Doctors' office clogged by hypochondriacs, causing waiting
      lines up to 15 patients

*   Charge for prescriptions,  but still cheaper than  market
      prices.

    Comment  from London "System under stress.  Began  good.
Now  calls  on system more expensive to the country than  antici-
pated. Happy to have service, nobody would want to go back to old
system."

       -----------------------------------------



                  Current Japan Program   '89 6.7% GDP

*  Government-run   insurance   system.   Subscriber   pays
       premium/tax directly to government

*  Membership not mandatory, but nearly everyone joins plan

*  Doctors paid by fee-for-service, patient pays 4-5% of fee,
      government  plan pays rest.  Doctors get 60% exemption
      from taxes

*  Doctors own the pharmacies. Plan pays for drugs.

*  Both government and private hospitals                  

*  Life expectancy rate 5 years longer than U.S.              

    Comment  from  Tokyo "Nurses do much more  than  America
would  permit.  Can't always chose doctor you want,  long  waits.
Doctors keep patients coming back, and  over-prescribe  drugs  to
increase their income.  Doctors richest group behind real estate.
Fraud common, often in newspapers."
Japan