| Problem Definition |
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Definition of Problem
National Level Failures
* Nation paying for runaway, increasing health care costs, 12%
of Gross National Product in 1990, which still do not cover
the health needs of its citizens.
Insurance Failures
* Individuals paying for runaway, increasing health care costs
which still do not provide full coverage, nor cover their
health needs.
* Insurance policies not inclusive in coverage.
* Insurance companies saddling physicians and hospitals with
myriad claim forms and procedures, dissipating their time,
adding to their costs, and taking the joy out of practicing
medicine.
* Insureds paying for duplicate coverage one or more times, and
still not receiving full coverage.
* Group and individual risk pools too small for reasonable and
economically affordable insurance rates.
* Insured persons who use medical services are dropped from in-
surance policies or plans.
* Non-profit Blue Cross/Blue Shield being bankrupted by preda-
tory practices of commercial insurance companies.
* 37 million citizens without medical insurance.
* Fraud encouraged to qualify for Medicaid.
* ERISA being used by federal government and insurers to block
progress.
National Level Failures
* Nation paying for runaway, increasing health care costs, 12%
of Gross National Product in 1990, which still do not cover
the health needs of its citizens.
Insurance Failures
* Individuals paying for runaway, increasing health care costs
which still do not provide full coverage, nor cover their
health needs.
* Insurance policies not inclusive in coverage.
* Insurance companies saddling physicians and hospitals with
myriad claim forms and procedures, dissipating their time,
adding to their costs, and taking the joy out of practicing
medicine.
* Insureds paying for duplicate coverage one or more times, and
still not receiving full coverage.
* Group and individual risk pools too small for reasonable and
economically affordable insurance rates.
* Insured persons who use medical services are dropped from in-
surance policies or plans.
* Non-profit Blue Cross/Blue Shield being bankrupted by preda-
tory practices of commercial insurance companies.
* 37 million citizens without medical insurance.
* Fraud encouraged to qualify for Medicaid.
* ERISA being used by federal government and insurers to block
progress.